During any economic downturn, banks and other lending institutions typically retreat to core markets, core clients and substantially reduce their lending activities. At the same time, certain highly-structured loans have historically been developed to protect lenders against exactly such difficult conditions or against other risks more prevalent in emerging markets. These highly-structured loans have specifically [...]
Gone are the days when Greece’s CFOs called their house banks asking for money and a cheque would promptly arrive in the post (or near enough). Gone are the days when borrowers shoved their bankers in a room and let them fight over ever-decreasing pricing and lead roles for multi-million euro syndications. Today’s borrowers benefit [...]
Africa needs more telecom service providers – many more. The Continent boasts more than 500 million mobile SIMs and an estimated 500 million additional people yet to acquire a telephone connection. Despite an average of four Mobile Network Operators (“MNOs”) per country, Africa’s mobile subscribers are still not serviced adequately. Mobile telephony is not only [...]
Click here for pdf version: Tweet this article Conference, after conference, press release after press release, European telecom operators boast discoveries of how best to mitigate their voice revenue declines. After years of giving away broadband for next to nothing, today the very same telcos are fighting tooth and nail, backpedalling even, to reverse the irreversible. [...]
Click here for pdf version: Tweet this article Mobile health continues to be praised for its potential to significantly reduce healthcare costs. Yet, to enable this opportunity to succeed on a large scale, Western governments, regulators and healthcare providers have needed to work together with mobile operators and value added service providers engaged in the [...]
Telecom operators on the continent should embrace the cloud, as it enables exciting value added services to become available on feature phones, at significantly lower costs and with fast go-to-market results. Click here for pdf version: Tweet this article An estimated 1.2 billion of the world’s 5.8 billion mobile subscribers are active mobile broadband [...]
Click here for pdf version: Somewhere in the emerging markets, in a bank meeting room just like any other… Banker: “Fantastic business. We like it a lot. There is so much growth! Technology is everywhere. At our bank we see it as the ancillary to telecoms; it is the future and we are very eager to [...]
click here to download PDF version: Tweet this article ITU estimates 1.2 billion of the world’s 5.8 billion mobile subscribers were active mobile broadband users at the end of 2011. At 20% smartphone penetration, the business opportunity for cloud services to penetrate 1.2 billion subscribers is clear, with e-mail, unified communications, collaboration and storage type [...]
For many telcos the cloud represents an obvious opportunity to monetising data and stemming the decline in revenues brought on by voice communications. Click here for pdf version: Tweet this article Essentially conservative in nature, telecom operators make steady cashflows from a heavy reliance on voice and messaging, including data. Some telcos admit they have [...]
5 Common Mistakes of Syndicated Loan Borrowers By Sophie Papasavva, Partner at EM Finance Consulting LLP April 2012 click here to download pdf: Introduction Ask any CFO to describe their past experience of putting in place a syndicated loan financing and the answer will inevitably be ‘excruciatingly painful’ but a ‘necessary evil.’ Bankers lend [...]
